Did you know that if you are on a health insurance policy with your spouse, your insurance company can no longer disclose information regarding your spouse's claims to you, deductibles or other cumulative data? You may sidestep this by taking the precautionary step of submitting some form of standard authorization form to your health insurance company.
The idea behind all this is that under terms of HIPAA regulations, everyone's privacy will be protected. It seems to me this could cause tremendously confusing situations when one spouse is incapacitated in hospital, ratcheting up stress levels for the one who remains whole and is trying to cobble together a plan of action.
I believe the default setting should be that people who want to withhold such information from their partners should bear the burden of notifying their health care providers not to disclose such information, but noooooooo. There has to be all this regulation to punish the kids who weren't acting up.
It's all quite tedious, really. Anyway, this is by way of a public service announcement.